Dental Financing Options
Don't let cost stand between you and a healthy smile. We offer several ways to make treatment affordable, from monthly payment plans to our in-house membership savings.
CareCredit® Financing
Hampton Family Dental partners with CareCredit® to provide convenient monthly payment options. CareCredit acts as a dedicated healthcare credit card that helps you pay for out-of-pocket dental costs not covered by insurance.
With CareCredit, you can apply online in minutes and receive an immediate credit decision. Key benefits include:
Interest-Free Promotional Terms
Get 6, 12, or 18 months interest-free if you make your minimum monthly payments and pay the full balance by the end of the promo term.
No Upfront Cost or Pre-Payment Penalties
Apply for free, use your credit line immediately upon approval, and pay off your balance early at any time without extra fees.
Cherry Financing
We also accept Cherry, a simple, flexible payment plan that allows you to break your treatment costs into smaller, more manageable monthly payments.
Cherry performs a soft credit check that does not impact your credit score, offering rapid approvals and high approval rates. Key benefits include:
Flexible Payment Options
Choose from multiple payment plan options that work best for your monthly budget, including 0% APR options for qualifying patients.
Fast & Easy Application
Apply from your smartphone in seconds. There are no hidden costs and no hard credit checks to apply.
In-House Dental Wellness Plan
For our Southampton patients without dental insurance, we offer our signature In-House Membership Plan. This is not insurance; it is a direct savings membership designed to cover your annual preventive care for a flat yearly rate.
By joining, you eliminate deductibles, annual maximum caps, pre-authorizations, and standard insurance claim paperwork.
Plan Inclusions & Benefits:
- 2 Routine Cleanings & Exams / Year
- All Recommended Digital X-Rays
- 1 Emergency Exam / Year
- 15% Off Fillings & Restorations
Cosmetic & Advanced Dental Financing
Elective cosmetic dental work—like dental veneers, teeth whitening, and Invisalign orthodontic therapy—is generally not covered by traditional insurance policies. Similarly, advanced restorative care such as modern dental implants can involve higher upfront costs.
We specialize in helping patients structure payment plans to design their dream smiles. Whether you are looking at porcelain veneers, clear aligners, or full-mouth smile reconstruction, our financial coordinators will work out a strategy that fits your monthly cash flow.
Payment Estimator
Estimate your potential monthly payment terms with standard third-party financing.
6 Months Promo
0% Interest
12 Months Promo
0% Interest
24 Months Extended
Estimated 14.9% APR
*Estimates only. Subject to credit approval. Interest-free promotions require paying off full balance inside promotional windows.
Cost Transparency Guarantee
We promise never to begin clinical treatment without presenting a clear, written cost breakdown first. We verify your insurance and explain out-of-pocket costs with zero surprises.
Frequently Asked Questions
Ask Us About Your Financing Options
Have questions about splitting your dental bills into monthly installments or enrolling in our membership specials? Contact our Southampton office directly.